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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,229 | $102,393+61.4% | $147,041+12.4% | $80,911+104.2% |
| Participation rate | 86.1% | 75.9%+10.3pp | 82.2%+3.9pp | 67.6%+18.5pp |
| Annual return | 11.21% | 134.95%-123.7pp | 419.21%-408.0pp | 35.63%-24.4pp |
| Employer contribution / active EE | $3,597 | $3,715-3.2% | $4,935-27.1% | $2,756+30.5% |
| Participant deferral / active EE | $6,667 | $6,647+0.3% | $8,071-17.4% | $4,297+55.2% |
| Admin fee / account holder | $2,480 | $7,943-68.8% | $13,006-80.9% | $6,935-64.2% |