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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,311 | $52,580+26.1% | $71,671-7.5% | $70,126-5.4% |
| Participation rate | 44.4% | 60.9%-16.4pp | 68.7%-24.3pp | 69.5%-25.1pp |
| Annual return | 19.19% | 20.25%-1.1pp | 20.65%-1.5pp | 73.15%-54.0pp |
| Employer contribution / active EE | $57 | $1,616-96.5% | $2,460-97.7% | $2,343-97.6% |
| Participant deferral / active EE | $1,060 | $2,386-55.6% | $3,438-69.2% | $3,332-68.2% |
| Admin fee / account holder | $214 | $3,653-94.1% | $5,558-96.2% | $4,645-95.4% |