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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,916 | $55,684-40.9% | $75,900-56.6% | $72,976-54.9% |
| Participation rate | 84.1% | 61.1%+23.0pp | 69.3%+14.8pp | 69.5%+14.6pp |
| Annual return | 23.83% | 27.60%-3.8pp | 30.73%-6.9pp | 81.02%-57.2pp |
| Employer contribution / active EE | $1,250 | $1,687-25.9% | $2,501-50.0% | $2,440-48.8% |
| Participant deferral / active EE | $1,436 | $2,634-45.5% | $3,604-60.1% | $3,608-60.2% |
| Admin fee / account holder | $3,884 | $3,981-2.4% | $5,421-28.4% | $5,124-24.2% |