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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,075 | $49,280+26.0% | $67,313-7.8% | $64,173-3.3% |
| Participation rate | 42.5% | 60.8%-18.3pp | 69.1%-26.6pp | 69.6%-27.1pp |
| Annual return | -5.80% | -1.39%-4.4pp | -4.08%-1.7pp | 7.63%-13.4pp |
| Employer contribution / active EE | $66 | $1,668-96.1% | $2,566-97.4% | $2,381-97.2% |
| Participant deferral / active EE | $1,313 | $2,484-47.1% | $3,568-63.2% | $3,470-62.2% |
| Admin fee / account holder | $126 | $3,863-96.7% | $4,507-97.2% | $4,887-97.4% |