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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,950 | $57,590+413.9% | $86,233+243.2% | $82,448+259.0% |
| Participation rate | 76.0% | 57.9%+18.1pp | 69.0%+7.0pp | 68.1%+7.9pp |
| Annual return | 13.29% | 22.41%-9.1pp | 61.39%-48.1pp | 41.64%-28.4pp |
| Employer contribution / active EE | $2,398 | $1,655+44.9% | $2,504-4.2% | $2,551-6.0% |
| Participant deferral / active EE | $4,466 | $3,080+45.0% | $4,559-2.0% | $4,139+7.9% |
| Admin fee / account holder | $4,053 | $4,730-14.3% | $8,342-51.4% | $7,234-44.0% |