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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,950 | $58,848+402.9% | $88,179+235.6% | $82,637+258.1% |
| Participation rate | 76.0% | 57.9%+18.1pp | 69.1%+6.9pp | 68.1%+7.9pp |
| Annual return | 13.29% | 22.76%-9.5pp | 64.97%-51.7pp | 53.51%-40.2pp |
| Employer contribution / active EE | $2,398 | $1,678+42.9% | $2,549-5.9% | $2,552-6.0% |
| Participant deferral / active EE | $4,466 | $3,124+43.0% | $4,614-3.2% | $4,126+8.2% |
| Admin fee / account holder | $4,053 | $4,795-15.5% | $7,673-47.2% | $7,339-44.8% |