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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,743 | $65,361-23.9% | $92,903-46.5% | $72,983-31.8% |
| Participation rate | 82.8% | 68.3%+14.4pp | 76.0%+6.8pp | 69.5%+13.3pp |
| Annual return | 1.13% | 42.11%-41.0pp | 109.43%-108.3pp | 81.01%-79.9pp |
| Employer contribution / active EE | $636 | $2,594-75.5% | $3,653-82.6% | $2,440-73.9% |
| Participant deferral / active EE | $2,158 | $3,128-31.0% | $4,238-49.1% | $3,608-40.2% |
| Admin fee / account holder | $552 | $4,251-87.0% | $5,795-90.5% | $5,124-89.2% |