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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,506 | $72,269-27.3% | $101,271-48.2% | $79,852-34.2% |
| Participation rate | 84.6% | 68.5%+16.2pp | 75.8%+8.8pp | 69.6%+15.0pp |
| Annual return | 4.15% | 22.29%-18.1pp | 46.48%-42.3pp | 31.72%-27.6pp |
| Employer contribution / active EE | $317 | $2,692-88.2% | $3,660-91.3% | $2,471-87.2% |
| Participant deferral / active EE | $2,508 | $3,282-23.6% | $4,371-42.6% | $3,740-32.9% |
| Admin fee / account holder | $410 | $4,401-90.7% | $5,948-93.1% | $5,306-92.3% |