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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,061 | $99,343-20.4% | $84,751-6.7% | $273,968-71.1% |
| Participation rate | 52.9% | 80.7%-27.7pp | 76.6%-23.6pp | 83.0%-30.1pp |
| Annual return | 4.25% | 22.93%-18.7pp | 22.78%-18.5pp | 41.45%-37.2pp |
| Employer contribution / active EE | $638 | $4,214-84.8% | $3,574-82.1% | $4,869-86.9% |
| Participant deferral / active EE | $2,579 | $4,269-39.6% | $3,712-30.5% | $5,287-51.2% |
| Admin fee / account holder | $24,144 | $6,645+263.3% | $5,333+352.7% | $10,132+138.3% |