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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,058 | $91,198+222.4% | $178,503+64.7% | $79,856+268.2% |
| Participation rate | 92.0% | 69.2%+22.8pp | 81.9%+10.1pp | 69.6%+22.4pp |
| Annual return | 11.04% | 24.20%-13.2pp | 151.12%-140.1pp | 31.71%-20.7pp |
| Employer contribution / active EE | $9,512 | $3,257+192.1% | $5,011+89.8% | $2,471+284.9% |
| Participant deferral / active EE | $5,751 | $3,237+77.7% | $5,202+10.5% | $3,741+53.7% |
| Admin fee / account holder | $74,747 | $6,748+1007.7% | $13,987+434.4% | $5,306+1308.6% |