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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,969 | $75,962+301.5% | $154,108+97.9% | $64,173+375.2% |
| Participation rate | 88.5% | 70.4%+18.0pp | 83.0%+5.4pp | 69.6%+18.9pp |
| Annual return | -3.98% | 30.32%-34.3pp | 735.21%-739.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $9,784 | $3,350+192.1% | $5,298+84.7% | $2,381+311.0% |
| Participant deferral / active EE | $5,183 | $3,175+63.2% | $5,081+2.0% | $3,470+49.4% |
| Admin fee / account holder | $1,841 | $5,589-67.1% | $13,411-86.3% | $4,887-62.3% |