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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,197 | $75,832+195.6% | $147,617+51.9% | $59,633+276.0% |
| Participation rate | 92.6% | 71.6%+21.0pp | 84.6%+8.0pp | 68.7%+23.9pp |
| Annual return | -1.16% | 0.37%-1.5pp | 61.98%-63.1pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $7,506 | $3,485+115.4% | $5,564+34.9% | $2,203+240.8% |
| Participant deferral / active EE | $3,392 | $3,131+8.4% | $4,895-30.7% | $3,192+6.3% |
| Admin fee / account holder | $1,815 | $5,986-69.7% | $11,612-84.4% | $4,297-57.8% |