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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,054 | $85,171+331.0% | $172,752+112.5% | $72,975+403.0% |
| Participation rate | 77.4% | 70.1%+7.4pp | 82.6%-5.2pp | 69.5%+7.9pp |
| Annual return | 16.76% | 27.32%-10.6pp | 802.97%-786.2pp | 81.01%-64.2pp |
| Employer contribution / active EE | $6,449 | $3,324+94.0% | $5,144+25.4% | $2,440+164.3% |
| Participant deferral / active EE | $4,415 | $3,260+35.4% | $5,198-15.1% | $3,608+22.4% |
| Admin fee / account holder | $3,201 | $5,880-45.6% | $13,955-77.1% | $5,124-37.5% |