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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,281 | $168,635-41.1% | $147,617-32.7% | $125,389-20.8% |
| Participation rate | 58.3% | 88.8%-30.4pp | 84.6%-26.3pp | 83.2%-24.9pp |
| Annual return | -1.29% | 77.65%-78.9pp | 61.98%-63.3pp | 282.24%-283.5pp |
| Employer contribution / active EE | $2,282 | $6,252-63.5% | $5,564-59.0% | $4,866-53.1% |
| Participant deferral / active EE | $4,251 | $5,507-22.8% | $4,895-13.2% | $5,352-20.6% |
| Admin fee / account holder | $11 | $13,580-99.9% | $11,612-99.9% | $9,541-99.9% |