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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,645 | $167,362+3.8% | $143,799+20.8% | $134,532+29.1% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -18.18% | 0.47%-18.7pp | -0.04%-18.1pp | 418.27%-436.4pp |
| Employer contribution / active EE | $8,344 | $5,620+48.4% | $4,952+68.5% | $4,741+76.0% |
| Participant deferral / active EE | $4,828 | $6,447-25.1% | $5,638-14.4% | $6,401-24.6% |
| Admin fee / account holder | $709 | $18,094-96.1% | $14,677-95.2% | $11,429-93.8% |