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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,628 | $175,231+21.3% | $149,696+42.0% | $139,466+52.5% |
| Participation rate | 76.9% | 83.4%-6.5pp | 78.8%-1.9pp | 80.3%-3.4pp |
| Annual return | 14.55% | 166.77%-152.2pp | 134.46%-119.9pp | 373.66%-359.1pp |
| Employer contribution / active EE | $10,369 | $5,478+89.3% | $4,821+115.1% | $4,754+118.1% |
| Participant deferral / active EE | $5,563 | $6,521-14.7% | $5,682-2.1% | $6,712-17.1% |
| Admin fee / account holder | $662 | $16,155-95.9% | $13,212-95.0% | $11,409-94.2% |