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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,458 | $44,850+41.5% | $60,547+4.8% | $59,633+6.4% |
| Participation rate | 21.2% | 59.5%-38.3pp | 68.0%-46.8pp | 68.7%-47.5pp |
| Annual return | -2.10% | 1074.14%-1076.2pp | 335.64%-337.7pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $668 | $1,462-54.3% | $2,419-72.4% | $2,203-69.7% |
| Participant deferral / active EE | $1,618 | $2,230-27.4% | $3,328-51.4% | $3,192-49.3% |
| Admin fee / account holder | $12,977 | $3,635+257.0% | $4,536+186.1% | $4,297+202.0% |