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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,272 | $47,944+9.0% | $67,834-22.9% | $62,881-16.9% |
| Participation rate | 48.0% | 61.1%-13.1pp | 68.8%-20.8pp | 69.3%-21.3pp |
| Annual return | 9.94% | 11.77%-1.8pp | 138.47%-128.5pp | 20.14%-10.2pp |
| Employer contribution / active EE | $1,090 | $1,562-30.2% | $2,403-54.7% | $2,281-52.2% |
| Participant deferral / active EE | $2,368 | $2,247+5.4% | $3,160-25.1% | $3,203-26.1% |
| Admin fee / account holder | $163 | $3,712-95.6% | $4,622-96.5% | $4,296-96.2% |