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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,962 | $104,694-4.5% | $85,709+16.6% | $167,536-40.3% |
| Participation rate | 73.3% | 76.4%-3.0pp | 69.9%+3.5pp | 82.1%-8.8pp |
| Annual return | 16.62% | 21.45%-4.8pp | 21.49%-4.9pp | 478.82%-462.2pp |
| Employer contribution / active EE | $2,235 | $3,337-33.0% | $2,619-14.6% | $4,839-53.8% |
| Participant deferral / active EE | $4,370 | $4,826-9.4% | $3,924+11.4% | $6,342-31.1% |
| Admin fee / account holder | $3,186 | $10,035-68.2% | $6,876-53.7% | $12,315-74.1% |