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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,470 | $52,678-32.7% | $75,784-53.2% | $59,633-40.5% |
| Participation rate | 40.0% | 67.2%-27.2pp | 75.8%-35.8pp | 68.7%-28.7pp |
| Annual return | -0.83% | 2.95%-3.8pp | 9.68%-10.5pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,965 | $2,193-10.4% | $3,323-40.9% | $2,203-10.8% |
| Participant deferral / active EE | $3,074 | $2,591+18.7% | $3,652-15.8% | $3,192-3.7% |
| Admin fee / account holder | $14 | $3,610-99.6% | $5,300-99.7% | $4,297-99.7% |