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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,326 | $56,894-18.6% | $84,753-45.3% | $62,881-26.3% |
| Participation rate | 41.2% | 68.5%-27.4pp | 76.6%-35.4pp | 69.3%-28.1pp |
| Annual return | 8.96% | 6.30%+2.7pp | 22.78%-13.8pp | 20.14%-11.2pp |
| Employer contribution / active EE | $2,200 | $2,400-8.3% | $3,574-38.5% | $2,281-3.6% |
| Participant deferral / active EE | $3,227 | $2,709+19.1% | $3,712-13.1% | $3,203+0.7% |
| Admin fee / account holder | $5 | $3,581-99.9% | $5,333-99.9% | $4,296-99.9% |