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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,467 | $107,363-50.2% | $92,909-42.5% | $152,897-65.0% |
| Participation rate | 52.4% | 79.8%-27.4pp | 76.0%-23.6pp | 82.5%-30.1pp |
| Annual return | 26.25% | 145.63%-119.4pp | 109.44%-83.2pp | 345.43%-319.2pp |
| Employer contribution / active EE | $720 | $4,222-82.9% | $3,653-80.3% | $4,764-84.9% |
| Participant deferral / active EE | $1,634 | $4,848-66.3% | $4,238-61.4% | $5,851-72.1% |
| Admin fee / account holder | $118 | $7,082-98.3% | $5,795-98.0% | $11,599-99.0% |