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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,828 | $110,307-40.3% | $96,576-31.8% | $139,456-52.8% |
| Participation rate | 70.6% | 78.1%-7.5pp | 76.0%-5.4pp | 80.3%-9.7pp |
| Annual return | 18.00% | 26.40%-8.4pp | 25.87%-7.9pp | 373.45%-355.5pp |
| Employer contribution / active EE | $1,173 | $3,619-67.6% | $2,965-60.4% | $4,753-75.3% |
| Participant deferral / active EE | $2,254 | $5,547-59.4% | $4,851-53.5% | $6,711-66.4% |
| Admin fee / account holder | $490 | $11,597-95.8% | $8,253-94.1% | $11,407-95.7% |