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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,455 | $103,392-40.6% | $87,104-29.4% | $152,897-59.8% |
| Participation rate | 61.5% | 79.4%-17.8pp | 76.9%-15.3pp | 82.5%-20.9pp |
| Annual return | 23.76% | 28.10%-4.3pp | 28.19%-4.4pp | 345.43%-321.7pp |
| Employer contribution / active EE | $1,146 | $3,221-64.4% | $2,521-54.6% | $4,764-76.0% |
| Participant deferral / active EE | $2,050 | $4,778-57.1% | $4,048-49.4% | $5,851-65.0% |
| Admin fee / account holder | $1,573 | $12,194-87.1% | $7,491-79.0% | $11,599-86.4% |