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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,016 | $112,121-32.2% | $95,960-20.8% | $158,966-52.2% |
| Participation rate | 57.1% | 79.0%-21.8pp | 77.1%-19.9pp | 82.0%-24.8pp |
| Annual return | 16.34% | 171.16%-154.8pp | 91.63%-75.3pp | 302.95%-286.6pp |
| Employer contribution / active EE | $927 | $3,199-71.0% | $2,541-63.5% | $4,762-80.5% |
| Participant deferral / active EE | $1,656 | $4,784-65.4% | $4,167-60.2% | $5,983-72.3% |
| Admin fee / account holder | $0 | $10,135-100.0% | $6,797-100.0% | $11,250-100.0% |