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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,543 | $43,496+278.3% | $161,489+1.9% | $64,340+155.7% |
| Participation rate | 88.3% | 53.5%+34.8pp | 78.7%+9.7pp | 55.2%+33.1pp |
| Annual return | 13.43% | 20.76%-7.3pp | 89.72%-76.3pp | 24.14%-10.7pp |
| Employer contribution / active EE | $231 | $1,431-83.8% | $4,268-94.6% | $1,862-87.6% |
| Participant deferral / active EE | $3,940 | $1,996+97.4% | $5,630-30.0% | $2,980+32.2% |
| Admin fee / account holder | $3,679 | $2,330+57.9% | $16,006-77.0% | $3,703-0.6% |