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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $0 |
COMMONWEALTH FINANCIAL NETWORK4+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 29 SAWYER ROAD · WALTHAM, MA 024533483 | Recordkeeping | $0 |
WILKIN & GUTTENPLAN, P.C.2 years Filed as: WILKIN & GUTTENPLAN P.C. Service code 10 · EIN 22-2612018 1200 TICES LANE · EAST BRUNSWICK, NJ 08816 | Accounting | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,640 | $52,967+88.1% | $172,753-42.3% | $65,186+52.9% |
| Participation rate | 79.3% | 66.2%+13.1pp | 82.6%-3.4pp | 70.2%+9.1pp |
| Annual return | 20.70% | 30.12%-9.4pp | 803.00%-782.3pp | 29.39%-8.7pp |
| Employer contribution / active EE | $382 | $2,190-82.6% | $5,144-92.6% | $2,177-82.5% |
| Participant deferral / active EE | $2,865 | $2,471+16.0% | $5,198-44.9% | $3,514-18.5% |
| Admin fee / account holder | $268 | $472-43.3% | $13,956-98.1% | $847-68.4% |