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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $0 |
Filed as: COMMONWEALTH EQUITY SERVICE, INC. Service code 15 · EIN 04-2675571 29 SAWYER ROAD · WALTHAM, MA 024533483 | Recordkeeping | $0 |
Filed as: WILKIN & GUTTENPLAN P.C Service code 10 · EIN 22-2612018 1200 TICES LANE · EAST BRUNSWICK, NJ 08816 | Accounting | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,574 | $58,895+97.9% | $178,503-34.7% | $73,497+58.6% |
| Participation rate | 72.4% | 66.2%+6.2pp | 81.9%-9.5pp | 70.7%+1.7pp |
| Annual return | 8.70% | 24.86%-16.2pp | 151.12%-142.4pp | 28.51%-19.8pp |
| Employer contribution / active EE | $282 | $2,236-87.4% | $5,011-94.4% | $2,270-87.6% |
| Participant deferral / active EE | $2,552 | $2,567-0.6% | $5,202-50.9% | $3,740-31.8% |
| Admin fee / account holder | $226 | $400-43.6% | $13,987-98.4% | $513-56.0% |