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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $0 |
COMMONWEALTH FINANCIAL NETWORK3+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 29 SAWYER ROAD · WALTHAM, MA 024533483 | Recordkeeping | $0 |
Filed as: WILKIN & GUTTENPLAN P.C. Service code 10 · EIN 22-2612018 1200 TICES LANE · EAST BRUNSWICK, NJ 08816 | Accounting | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,640 | $47,977+68.1% | $154,108-47.7% | $56,289+43.3% |
| Participation rate | 82.9% | 66.2%+16.7pp | 83.0%-0.1pp | 69.9%+13.1pp |
| Annual return | -6.15% | 3.54%-9.7pp | 735.21%-741.4pp | -9.96%+3.8pp |
| Employer contribution / active EE | $348 | $2,169-84.0% | $5,298-93.4% | $2,111-83.5% |
| Participant deferral / active EE | $2,766 | $2,392+15.6% | $5,081-45.6% | $3,350-17.4% |
| Admin fee / account holder | $540 | $438+23.2% | $13,411-96.0% | $521+3.6% |