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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,519,044 | $175,231+766.9% | $149,696+914.8% | $139,466+989.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.16% | 166.77%-148.6pp | 134.46%-116.3pp | 373.66%-355.5pp |
| Employer contribution / active EE | $18,365 | $5,478+235.3% | $4,821+281.0% | $4,754+286.3% |
| Participant deferral / active EE | $9,106 | $6,521+39.6% | $5,682+60.3% | $6,712+35.7% |
| Admin fee / account holder | $6,538 | $16,155-59.5% | $13,212-50.5% | $11,409-42.7% |