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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,606 | $181,896+165.3% | $156,551+208.3% | $273,972+76.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.64% | 30.74%-25.1pp | 32.23%-26.6pp | 41.46%-35.8pp |
| Employer contribution / active EE | $8,788 | $6,248+40.7% | $5,501+59.7% | $4,869+80.5% |
| Participant deferral / active EE | $7,482 | $5,550+34.8% | $4,871+53.6% | $5,287+41.5% |
| Admin fee / account holder | $3,125 | $15,560-79.9% | $13,028-76.0% | $10,133-69.2% |