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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,503,194 | $217,427+591.4% | $185,837+708.9% | $167,518+797.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.04% | 148.39%-127.4pp | 122.08%-101.0pp | 478.71%-457.7pp |
| Employer contribution / active EE | $14,031 | $5,874+138.9% | $5,168+171.5% | $4,838+190.0% |
| Participant deferral / active EE | $10,301 | $6,357+62.0% | $5,568+85.0% | $6,342+62.4% |
| Admin fee / account holder | $17,364 | $19,816-12.4% | $16,241+6.9% | $12,312+41.0% |