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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $927,135 | $209,422+342.7% | $178,503+419.4% | $158,982+483.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 26.71% | 188.81%-162.1pp | 151.12%-124.4pp | 302.99%-276.3pp |
| Employer contribution / active EE | $13,790 | $5,707+141.6% | $5,011+175.2% | $4,763+189.5% |
| Participant deferral / active EE | $10,263 | $5,955+72.3% | $5,202+97.3% | $5,983+71.5% |
| Admin fee / account holder | $14,841 | $17,079-13.1% | $13,987+6.1% | $11,252+31.9% |