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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,937 | $127,779+316.3% | $106,551+399.2% | $167,518+217.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 15.15% | 33.87%-18.7pp | 26.80%-11.6pp | 478.71%-463.6pp |
| Employer contribution / active EE | $1,388 | $3,427-59.5% | $2,819-50.8% | $4,838-71.3% |
| Participant deferral / active EE | $6,891 | $5,088+35.4% | $4,398+56.7% | $6,342+8.7% |
| Admin fee / account holder | $2,533 | $11,228-77.4% | $7,408-65.8% | $12,312-79.4% |