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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,436 | $83,908+231.8% | $68,509+306.4% | $125,389+122.1% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 0.17% | 14.48%-14.3pp | 8.27%-8.1pp | 282.24%-282.1pp |
| Employer contribution / active EE | $7,782 | $3,031+156.7% | $2,278+241.6% | $4,866+59.9% |
| Participant deferral / active EE | $9,662 | $4,125+134.2% | $3,382+185.6% | $5,352+80.5% |
| Admin fee / account holder | $3,619 | $8,982-59.7% | $5,275-31.4% | $9,541-62.1% |