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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,289 | $99,032+195.1% | $80,022+265.3% | $135,380+115.9% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -5.97% | 15.39%-21.4pp | 11.22%-17.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $7,306 | $3,043+140.0% | $2,468+196.0% | $4,779+52.9% |
| Participant deferral / active EE | $8,017 | $4,282+87.2% | $3,686+117.5% | $5,609+42.9% |
| Admin fee / account holder | $26,429 | $10,436+153.3% | $6,521+305.3% | $10,828+144.1% |