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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,802 | $116,203+199.3% | $93,621+271.5% | $152,909+127.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 23.00% | 35.96%-13.0pp | 32.76%-9.8pp | 345.46%-322.5pp |
| Employer contribution / active EE | $3,040 | $3,219-5.6% | $2,719+11.8% | $4,764-36.2% |
| Participant deferral / active EE | $7,167 | $4,605+55.6% | $4,070+76.1% | $5,851+22.5% |
| Admin fee / account holder | $4,687 | $10,751-56.4% | $7,890-40.6% | $11,601-59.6% |