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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,111 | $72,492+27.1% | $87,104+5.7% | $72,975+26.2% |
| Participation rate | 85.1% | 72.8%+12.3pp | 76.9%+8.2pp | 69.5%+15.6pp |
| Annual return | 3.69% | 24.46%-20.8pp | 28.19%-24.5pp | 81.01%-77.3pp |
| Employer contribution / active EE | $1,331 | $1,894-29.7% | $2,521-47.2% | $2,440-45.5% |
| Participant deferral / active EE | $5,324 | $3,270+62.8% | $4,048+31.5% | $3,608+47.6% |
| Admin fee / account holder | $6,524 | $5,055+29.1% | $7,491-12.9% | $5,124+27.3% |