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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,497 | $78,428+20.5% | $95,960-1.5% | $79,852+18.3% |
| Participation rate | 88.9% | 73.5%+15.4pp | 77.1%+11.8pp | 69.6%+19.3pp |
| Annual return | 4.64% | 19.37%-14.7pp | 91.63%-87.0pp | 31.72%-27.1pp |
| Employer contribution / active EE | $1,455 | $1,945-25.2% | $2,541-42.7% | $2,471-41.1% |
| Participant deferral / active EE | $5,820 | $3,440+69.2% | $4,167+39.7% | $3,740+55.6% |
| Admin fee / account holder | $5,959 | $5,622+6.0% | $6,797-12.3% | $5,306+12.3% |