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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,339 | $67,602+26.2% | $82,312+3.7% | $70,126+21.7% |
| Participation rate | 90.9% | 72.8%+18.1pp | 76.9%+14.0pp | 69.5%+21.4pp |
| Annual return | 9.13% | 21.57%-12.4pp | 25.88%-16.8pp | 73.15%-64.0pp |
| Employer contribution / active EE | $1,225 | $1,755-30.2% | $2,428-49.6% | $2,343-47.7% |
| Participant deferral / active EE | $4,898 | $2,987+64.0% | $3,706+32.1% | $3,332+47.0% |
| Admin fee / account holder | $1,254 | $4,512-72.2% | $5,608-77.6% | $4,645-73.0% |