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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,162 | $162,821+23.5% | $133,978+50.1% | $158,982+26.5% |
| Participation rate | 88.9% | 83.2%+5.7pp | 79.8%+9.0pp | 82.0%+6.9pp |
| Annual return | 14.29% | 41.95%-27.7pp | 45.10%-30.8pp | 302.99%-288.7pp |
| Employer contribution / active EE | $2,202 | $4,976-55.7% | $3,919-43.8% | $4,763-53.8% |
| Participant deferral / active EE | $6,812 | $5,910+15.3% | $5,047+35.0% | $5,983+13.8% |
| Admin fee / account holder | $3,683 | $11,742-68.6% | $8,930-58.8% | $11,252-67.3% |