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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,927 | $154,209-68.9% | $130,062-63.2% | $139,487-65.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 5.07% | 32.52%-27.5pp | -137.37%+142.4pp | 373.84%-368.8pp |
| Employer contribution / active EE | $2,814 | $5,292-46.8% | $4,322-34.9% | $4,755-40.8% |
| Participant deferral / active EE | $6,293 | $6,709-6.2% | $5,821+8.1% | $6,713-6.3% |
| Admin fee / account holder | $89,597 | $13,988+540.5% | $10,601+745.2% | $11,407+685.4% |