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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,741 | $152,619+23.7% | $125,195+50.8% | $152,909+23.4% |
| Participation rate | 87.5% | 83.3%+4.2pp | 79.8%+7.7pp | 82.5%+5.0pp |
| Annual return | 20.35% | 54.85%-34.5pp | 43.79%-23.4pp | 345.46%-325.1pp |
| Employer contribution / active EE | $2,184 | $4,947-55.9% | $3,866-43.5% | $4,764-54.1% |
| Participant deferral / active EE | $6,497 | $5,869+10.7% | $4,937+31.6% | $5,851+11.0% |
| Admin fee / account holder | $548 | $13,437-95.9% | $9,704-94.4% | $11,601-95.3% |