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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,878 | $110,379+0.5% | $102,412+8.3% | $145,884-24.0% |
| Participation rate | 81.0% | 77.9%+3.0pp | 74.5%+6.4pp | 80.3%+0.6pp |
| Annual return | 7.58% | 24.84%-17.3pp | 24.94%-17.4pp | 551.85%-544.3pp |
| Employer contribution / active EE | $8,853 | $4,216+110.0% | $3,870+128.8% | $4,662+89.9% |
| Participant deferral / active EE | $4,256 | $5,622-24.3% | $5,060-15.9% | $6,690-36.4% |
| Admin fee / account holder | $1,529 | $9,745-84.3% | $8,388-81.8% | $13,392-88.6% |