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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,650 | $99,341-1.7% | $84,750+15.2% | $273,965-64.4% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 1.39% | 22.93%-21.5pp | 22.78%-21.4pp | 41.45%-40.1pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,574-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,836 | $4,269+13.3% | $3,712+30.3% | $5,287-8.5% |
| Admin fee / account holder | $30,281 | $6,644+355.8% | $5,332+467.9% | $10,132+198.9% |