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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,783 | $107,341-26.6% | $92,897-15.2% | $152,870-48.5% |
| Participation rate | 95.2% | 79.8%+15.5pp | 76.0%+19.2pp | 82.4%+12.8pp |
| Annual return | 11.51% | 145.59%-134.1pp | 109.42%-97.9pp | 345.34%-333.8pp |
| Employer contribution / active EE | $2,671 | $4,221-36.7% | $3,653-26.9% | $4,763-43.9% |
| Participant deferral / active EE | $5,097 | $4,847+5.1% | $4,238+20.3% | $5,850-12.9% |
| Admin fee / account holder | $36,824 | $7,080+420.1% | $5,794+535.5% | $11,597+217.5% |