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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE CO Service code 15 · EIN 39-0989781 | Recordkeeping | $108,521 |
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $47,338 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,074 | $88,117+49.9% | $164,928-19.9% | $74,400+77.5% |
| Participation rate | 93.5% | 73.1%+20.4pp | 78.6%+14.9pp | 67.2%+26.3pp |
| Annual return | 15.37% | 17.27%-1.9pp | 70.08%-54.7pp | 1367.51%-1352.1pp |
| Employer contribution / active EE | $3,160 | $2,596+21.7% | $4,343-27.2% | $2,624+20.4% |
| Participant deferral / active EE | $11,197 | $4,501+148.7% | $6,034+85.6% | $4,348+157.5% |
| Admin fee / account holder | $808 | $2,230-63.8% | $12,684-93.6% | $1,944-58.5% |