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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,340 | $86,692+51.5% | $119,634+9.8% | $66,949+96.2% |
| Participation rate | 94.3% | 75.6%+18.8pp | 79.3%+15.1pp | 69.8%+24.5pp |
| Annual return | -19.01% | -8.00%-11.0pp | -14.98%-4.0pp | 1.57%-20.6pp |
| Employer contribution / active EE | $2,071 | $2,536-18.3% | $4,232-51.1% | $2,545-18.6% |
| Participant deferral / active EE | $10,080 | $4,360+131.2% | $5,601+80.0% | $4,239+137.8% |
| Admin fee / account holder | $733 | $755-3.0% | $10,329-92.9% | $594+23.4% |