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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,146 | $99,994+79.2% | $146,643+22.2% | $85,847+108.7% |
| Participation rate | 96.7% | 73.1%+23.6pp | 80.1%+16.6pp | 69.3%+27.4pp |
| Annual return | 13.62% | 18.93%-5.3pp | 22.75%-9.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $2,757 | $2,559+7.7% | $4,137-33.4% | $2,565+7.5% |
| Participant deferral / active EE | $9,940 | $4,006+148.1% | $5,506+80.5% | $3,952+151.5% |
| Admin fee / account holder | $3,490 | $7,703-54.7% | $10,280-66.0% | $6,261-44.3% |