| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.5+ years Filed as: WELLS FARGO INST RETIREMENT & TRUST Service code 15 · EIN 94-1347393 190 RIVER ROAD, 3RD FLOOR · SUMMIT, NJ 07901 | Recordkeeping | $220,646 |
Filed as: ZAZZALI, FAGELLA, & NOWAK Service code 29 · EIN 22-1973215 1 RIVERFRONT PLAZA · NEWARK, NJ 07102 | Legal | $167,258 |
Filed as: PRUDENTIAL INSURANCE CO Service code 28 · EIN 22-1211670 8 CAMPUS DRIVE, 4TH FLOOR · PARSIPPANY, NJ 07054 | Investment Management | $155,540 |
THE SEGAL COMPANY5+ years Service code 11 · EIN 06-0839113 333 WEST 34TH STREET · NEW YORK, NY 100012402 | Actuarial | $88,100 |
BEDERSON LLP5+ years Service code 10 · EIN 22-2978848 100 PASSAIC AVENUE · FAIRFIELD, NJ 07052 | Accounting | $60,098 |
PFM ADVISORS5+ years Filed as: PFM ASSET MANAGEMENT, LLC Service code 28 · EIN 23-3087064 PO BOX 823431 · PHILADELPHIA, PA 191823431 | Investment Management | $38,085 |
MORGAN STANLEY SMITH BARNEY5+ years Filed as: JP MORGAN ASSET MANAGEMENT Service code 28 · EIN 13-0638770 500 STANTON CHRISTIANA ROAD · NEWARK, DE 19713 | Investment Management | $9,233 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $136,536-100.0% | $373,805-100.0% | $198,586-100.0% |
| Participation rate | 0.0% | 2.4%-2.4pp | 19.3%-19.3pp | 13.5%-13.5pp |
| Annual return | 14.18% | 9.55%+4.6pp | 9.52%+4.7pp | 9.29%+4.9pp |
| Employer contribution / active EE | $8,280 | $20,722-60.0% | $41,951-80.3% | $15,168-45.4% |
| Participant deferral / active EE | $0 | $20-100.0% | $18-100.0% | $67-100.0% |
| Admin fee / account holder | $0 | $397-100.0% | $1,512-100.0% | $2,037-100.0% |